Starting November 15, 2014 to February 15, 2014, you can update your application or change plans.
If you have health coverage for this year, you can renew your current plan or enroll in a different plan for 2015. You’ll most probably be enrolled in a similar plan or your current plan and even if you’ll be automatically enrolled, you can change to a new plan.
You’ll receive notifications about your health coverage before the 15th of November. These notices will come from the Marketplace and from your health insurance carrier. It’s very important to review them carefully and keep it in a safe place as you’ll need the plan identification number that appears on your insurance company notice.
If you have an existing Marketplace coverage, you will be enrolled automatically in your 2014 plan or a similar plan. Even if you don’t do anything, you’ll get coverage that will start on January 1, 2015. You’ll either have the same premium tax credit and other savings you had in 2014 or you’ll be enrolled without any premiums or savings.
For those who will receive a notice that you’re not enrolled automatically, you’ll need to take the necessary steps and enroll in a plan by the 15th of December for your coverage to start next year. On the other hand, you are allowed to pick a different plan for 2015 coverage even if you are enrolled in a plan automatically. If you didn’t get a notice from the Marketplace by the end of November 2014, you can log in to your account after November 15th and update your application for 2015 coverage or you can call the Marketplace directly.
Plans and estimated prices are available for your review on the Marketplace. If you have questions about your policy or coverage, call 503-972-4285. I can assist you when you apply, select a plan, and enroll for coverage.