Content Disclosure

Effective Date: 3/9/2026 | Last Updated: 5/13/26

1. Purpose of This Disclosure

This Content Disclosure explains the nature of the information published on the Innovative Benefits Group (IBG Portland) website at https://ibgportland.com/, including our blog, service pages, and any downloadable resources. It is intended to help visitors understand how to appropriately use and interpret our content.

2. Informational Content Only

All content published on this Site — including blog posts, articles, guides, FAQs, and service descriptions — is provided for general informational and educational purposes only.

Content on this Site:

  • Is not intended as insurance, legal, financial, tax, or compliance advice

  • Does not account for your specific business circumstances, employee census data, or eligibility

  • Should not be used as the sole basis for making benefits-related decisions

  • Does not constitute a solicitation or offer to sell insurance products

IBG encourages all visitors to consult directly with our team to discuss their specific needs before making any decisions related to employee benefits.

3. Regulatory & Compliance Content

From time to time, IBG may publish content related to healthcare legislation, benefits compliance, IRS regulations, or state and federal employer requirements. This content is provided to help business owners stay informed and is based on information available at the time of publication.

Please be aware that:

  • Laws, regulations, and carrier guidelines change frequently

  • Published content may not reflect the most current regulatory developments

  • Nothing in our regulatory or compliance content constitutes legal advice

IBG recommends consulting with a licensed employment attorney or qualified compliance professional regarding your specific obligations.

IBG serves businesses primarily in Oregon and Southwest Washington, and our content frequently addresses Oregon-specific topics including state insurance mandates, Oregon Health Plan (OHP) intersections, Oregon Paid Leave, and carrier landscapes unique to the Pacific Northwest. While we make every effort to keep this content current, Oregon's regulatory environment is active and subject to change. Always consult directly with our team or a qualified professional for guidance specific to your situation.

4. Accuracy & Currency of Information

IBG makes reasonable efforts to ensure that all Site content is accurate, current, and clearly written. However, we do not warrant that all content is free from errors, omissions, or outdated information.

Insurance products, plan designs, carrier offerings, and contribution requirements are subject to frequent change. Information about specific products or plans on this Site may not reflect current availability or pricing.

5. Testimonials & Client References

Testimonials and client references published on this Site reflect the genuine experiences of individual clients. They are not a guarantee of similar outcomes for other businesses. Results may vary based on company size, industry, location, employee demographics, and other factors.

6. Third-Party & External Resources

When IBG links to or references third-party resources — including government websites, carrier portals, or industry publications — we do so as a convenience to our visitors. IBG does not endorse, control, or take responsibility for the accuracy or availability of external content. All third-party content is subject to its own terms and policies.

7. AI-Assisted Content

Some content on this Site may be developed with the assistance of artificial intelligence tools, which are reviewed, edited, and approved by IBG's team prior to publication. All published content reflects IBG's professional knowledge, values, and standards. IBG stands behind the accuracy and integrity of all content published on this Site.

8. Licensing & Professional Status

Innovative Benefits Group is an independent, licensed insurance brokerage. Our brokers are licensed in Oregon [CONFIRM: and Washington. Licensure information is available upon request.

IBG is not affiliated with any insurance carrier and operates independently on behalf of our clients.

9. Contact Us

If you have questions about any content on our Site, would like to report an inaccuracy, or would like to request clarification on any topic, please reach out:

Innovative Benefits Group (IBG Portland)
Address: 10151 SE Sunnyside Rd, Suite 410 Clackamas, Oregon 97015
Email: info@ibgportland.com
Phone: 503.972.4285
Fax: 503.972.4284